Last Chance for a Beautiful Smile in 2011!

As 2011 comes to a close, Orthodontic Specialists of Florida would like to remind you to take full advantage of your insurance plan!

Do you have a HSA (Health Savings Account) or FSA (Flexible Savings Account) plan? Knowing the difference can help save you money.

HSA balances can roll over from year to year and continue to grow tax deferred. Money in your flex plan must be spent by the end of the plan year or you lose it.

As a friendly reminder, keep a copy of all paperwork associated with you or your child’s treatment. In orer to receive full reimbursement, you may need to show a copy of any receipts of statements you’ve received, as well as any contracts and a record of payments made over the course of a year. Be sure to call to schedule an appointment to utilize these funds by the end of the year.

HSA/FSA plans may vary, so be sure to contact your employer’s human resource department for any exclusions.

To check your OSOF account balance, go to, and click on “My Account.”

Also, be sure to notify your office of any insurance changes for 2012.